This is a sample Complaint against Cheque dishonour. The .pdf format can be downloaded from here.
Complaint Case No. of ______
Police Station:_________________________________
______________________
_______________________
______________________
_______________________
.... COMPLAINANT.
-VERSUS-
______________________
______________________
_______________________
....ACCUSED.
Charge under section 138 read with section 142 of the Negotiable Instruments Act, 1881 as amended upto-date.
The humble petition of complaint on behalf of the complainant abovenamed
1. The complainant/petitioner is a law abiding citizen of India and _________________ by profession.
2. Sometime in the month of _____________ the accused person requested the complainant to provide him some financial help as an interest-free loan to the tune of Rs. ________/- (Rupees __________) only to fulfill his urgent necessity and promised to repay the said amount within three months.
3. Upon the request made by and believing in the promise of the accused the complainant provided him such loan/financial accommodation of Rs. ______/- (Rupees ___________________) only.
4. In discharge of the existing legal debts and/or liabilities as aforesaid one A/c payee cheque was issued by the accused in favour of the complainant.
2. Sometime in the month of _____________ the accused person requested the complainant to provide him some financial help as an interest-free loan to the tune of Rs. ________/- (Rupees __________) only to fulfill his urgent necessity and promised to repay the said amount within three months.
3. Upon the request made by and believing in the promise of the accused the complainant provided him such loan/financial accommodation of Rs. ______/- (Rupees ___________________) only.
4. In discharge of the existing legal debts and/or liabilities as aforesaid one A/c payee cheque was issued by the accused in favour of the complainant.
A detail of the said cheque is given below:-
Cheque No. Date Drawn on Amount (Rs.)
…………. ………. ................... …………….
5. Upon presentation of the said cheque for encashment within its validity period with the complainant’s banker, __________________, the same was dishonoured and returned unpaid alongwith the Cheque Returning Memo dated ___________ with the endorsement “Insufficiency of funds in the account”. The Compalinant was intimated about such dishonour by Debit Advice Memo dated ___________.
6. The fact of such dishonour of the cheque had been communicated to the accused person by a notice U/s. 138(b) of N.I. Act, 1881 as amended upto-date issued by the Complainant and the said notice was despatched by Regd. Post with A/D on __________ demanding the payment of the amount of the said cheque i.e. Rs. _______/- (Rupees _____________) only within 15 days from the date of receipt of the said notice.
7. The Complainant submits that the said demand notice was duly duly received by the accused person on ________, but inspite of this the accused person failed and neglected to make payment as demanded therein.
8. The accused person has therefore succeeded in deceiving the complainant malafidely, intentionally, purposely and mischieviously.
9. The accused has thus committed an offence punish¬able under section 138 of the Negotiable Instruments Act, 1881 as amended upto-date.
10. This petition of complaint is not barred by the Law of Limitation.
11. The cause of action of this case arose within the jurisdiction of this Learned Court. Hence, this Learned Court is the competent authority and has jurisdiction to try the offence in this instant case.
12. This petition of Complaint is made bonafide and for the ends of justice.
6. The fact of such dishonour of the cheque had been communicated to the accused person by a notice U/s. 138(b) of N.I. Act, 1881 as amended upto-date issued by the Complainant and the said notice was despatched by Regd. Post with A/D on __________ demanding the payment of the amount of the said cheque i.e. Rs. _______/- (Rupees _____________) only within 15 days from the date of receipt of the said notice.
7. The Complainant submits that the said demand notice was duly duly received by the accused person on ________, but inspite of this the accused person failed and neglected to make payment as demanded therein.
8. The accused person has therefore succeeded in deceiving the complainant malafidely, intentionally, purposely and mischieviously.
9. The accused has thus committed an offence punish¬able under section 138 of the Negotiable Instruments Act, 1881 as amended upto-date.
10. This petition of complaint is not barred by the Law of Limitation.
11. The cause of action of this case arose within the jurisdiction of this Learned Court. Hence, this Learned Court is the competent authority and has jurisdiction to try the offence in this instant case.
12. This petition of Complaint is made bonafide and for the ends of justice.
- In the aforesaid circumstances it is most respectfully prayed that Your Honour may graciously be pleased to take cognizance of the matter and issue process against the accused person under section 138 read with section 142 of the Negotiable Instruments Act 1881, as amended upto-date and pass such other order or orders as your Honour may deem fit and proper.
List of Documents annexed:-
1. The aforesaid cheque No. ________ in original,
2. The Cheque Returning Memo. Dated ___________ in original,
3. The Debit Advice Memo. Dated ______ in original,
4. True copy of the Notice dated _________________,
5. Postal Receipt No. _____________ in original,
6. A/D card having endorsement by the accused, in original.
List of Witness:-
7. Complainant,
8. Representative from _________ Bank, __________ Branch,
9. Representative from _________ Bank,
10. Others.
Place: ____________
Date: ____________
Filed By,
Complainant
Through
Advocate
Affidavit
I, ___________ (Name), son of ____________, aged about ________ years and resident of _____________________________ do hereby solemnly affirm and declare on oath as follws:
1. That I am the Complainant in the Complaint annexed herewith and as such competent to swear this Affidavit.
2. That the statements made in the paragraphs nos. 1 to 12 of the said Complaint are true to the best of my knowledge and belief and the rests are my humble prayer to the Learned Court. I have not also concealed anything therein.
I sign this affidavit on this ______ day of _______, 20__ at _________.
____________________
Deponent
